Are you buying a property and hence in need of a tree report for your mortgage? Has your mortgage provider’s valuer or your surveyor specified that a tree report be obtained?

The property purchasing process is stressful enough at the best of times, and the presence of an apparently innocuous tree may threaten to derail the proceedings at the most inconvenient moment. Mortgage providers may wish to have assurance that nearby trees will not jeopardise the property down the line, and therefore require a professional tree report before authorising the loan.

Happily, these assessments are typically relatively straightforward to make, with trees rarely causing insurmountable problems. The biggest issue may be one of time, which is often at a premium in these situations. Fortunately, we offer a swift response and turnaround time to suit your requirements. All mortgage providers accept our reports.

We draw on our long experience to provide an accurate and realistic assessment of any risk posed by the trees in question. We are well-placed to make judgments ranging from basic matters of stability through to the more subtle question of the chance of tree-related subsidence and heave. These are matters that require in-depth consideration by the correct professional: the opinion of a qualified arboriculturist is required, rather than that of a tree surgeon.

We advise you to beware of reports offered by firms who may have a financial interest in removing or pruning the trees in question! As a dedicated consultancy, we have no such interest: you can be sure that our assessment will be objective. Also, beware of bargain-basement pricing, which is often an indicator of the quality of the resulting report; there is little point in hastily commissioning a report subsequently rejected by the mortgage provider.

We have produced hundreds of pre-purchase reports for our clients over the years. Contact us today to obtain a tree report for your mortgage.